Afraid that if your credit score isn’t perfect, you won’t qualify for a mortgage?

Gerri talks with Joe Kelly, president of ArcLoan.com, about what it takes to get a mortgage if you’ve had credit problems in the past.Joe Kelly is the creator of a unique mortgage management program, ArcLoan® (Automatic Rate Cut Loan), that has been featured in national publications such as Money, Time, Kiplingerʼs Personal Finance, The Wall Street Journal, and the Washington Post. A mortgage expert and innovator, he ranked among the top 1% of loan officers in the United States from 1991 to 1996.

Currently, he runs a division of Access National Mortgage in Reston, Virginia, with a talented and experienced team of loan officers bringing cutting edge mortgage programs and education to the general public and real estate community nationwide. Visit www.ArcLoan.com and www.YouCanRefi.com to learn more.

In this interview, Joe explains:

• How long you’ll have to wait to get a mortgage if you’ve been through foreclosure,

• What to do if your spouse or partner has bad credit but yours is good (or vice versa),

• How to refinance even if you have no equity in your home,

and much more!

Listen to or download the interview with Joe Kelly here:

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